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NorthEast Community Bank

Disclosures

Privacy and the public notices.

The summary below is in our own words. The official privacy notice and the disclosure files are on necb.com.

Privacy notice

Revised January 2024. NorthEast Community Bank provides the notice.

The information collected depends on the product. It can include a Social Security number, transaction history, checking account information, payment history, account balances, and account transactions. Examples of when it is collected include opening an account, showing identification, providing account information, applying for a loan, and entering an investment advisory contract. Information also comes from others, such as credit bureaus. Sharing described in the notice continues after the customer relationship ends.

NECB shares information for everyday business — processing transactions, maintaining accounts, responding to court orders and legal investigations, and reporting to credit bureaus — and to market its own products. Customers cannot limit either of those. NECB does not share for joint marketing, does not share with affiliates, and does not share with nonaffiliates so they can market to you. The bank has no affiliates and does not jointly market.

Protection includes computer safeguards and secured files and buildings, plus other physical, electronic, and procedural safeguards.

Questions: (914) 684-2500 or www.necommunitybank.com. To receive a paper copy, call (866) 287-7500. The bank says it will furnish a copy within 10 calendar days.

Official privacy notice

CRA public file

The Community Reinvestment Act public file is published by the bank as a file. Headquarters is 325 Hamilton Avenue, White Plains, NY 10601. This page does not reproduce the file.

CRA public file

MX Money disclosure

Online financial management tools are part of NECB’s business services. The MX Money disclosure is a separate document. It is not summarized here.

MX Money disclosure

Business online banking disclosure

Business online banking, ACH, wires, and remote deposit are governed by the bank’s business online banking disclosure. Read that document for deadlines and responsibilities. It is not reproduced here.

BOLB disclosure

Email

Internet email can be read by someone other than the person you meant to reach. Do not send account numbers, Social Security numbers, financial statements, tax returns, or other sensitive information to customercare@necb.com.

FDIC

FDIC-Insured — Backed by the full faith and credit of the U.S. Government. Deposit accounts are insured to the maximum amount allowed by law. The FDIC information page on necb.com does not publish additional text.