Since 1934 · New York & Massachusetts
A community bank is who we are.
Building communities is what we do. A new online banking service is effective June 1, 2026. Branches serve New York and Massachusetts from Manhattan to Quincy.
FDIC FDIC-Insured — Backed by the full faith and credit of the U.S. Government.
Equal Housing Lender
Online banking
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FDIC FDIC-Insured — Backed by the full faith and credit of the U.S. Government.
- Free online & mobile banking · With bill pay
- CD & savings rates · Call (800) 287-7500
- ATM access · 24 hours
- Visa debit card · Free
- First order of checks · Free
Personal, business, and commercial banking.
Checking and savings, certificates and IRAs, business services, and commercial credit for the communities NECB serves.
Checking
Free, Direct Checking with Interest, 18/65, and Fresh Start.
ExploreSavings
Money market, statement, passbook, Holiday Club, and sweep.
ExploreCDs & IRAs
Fixed-rate certificates. Traditional and Roth IRAs.
ExploreVisa Platinum
Rewards, 1% cash back, or Platinum Edition. Issued by TCM Bank, N.A.
ExploreBusiness
Business checking, remote deposit, ACH, wires at $3.50, and sweep accounts.
ExploreCommercial
Commercial real estate, construction, lines of credit, and term loans.
ExploreDigital banking
NECB-Mobile and online banking.
Free online and mobile banking with bill pay. Telephone banking is 1-877-GO-4-NECB, 24 hours a day.
Same sign-in
NECB-Mobile uses the same user ID and password as online banking.
Move money
Transfers between NECB accounts, bill pay, and telephone banking 24 hours a day.
Deposit a check
Mobile deposit uses the phone camera. Endorsement steps are in the July 10, 2018 guide.
Touch ID
Available on devices that support it.
Eleven branches. Two states.
New York City, the Hudson Valley, and Massachusetts, plus headquarters in White Plains and loan production offices in White Plains, New City, and Danvers.