Commercial · Treasury
ACH, wires, remote deposit, and a business debit card.
Cash management for payables, receivables, and payroll: ACH, remote deposit, wires at $3.50, and a Visa business debit card at no monthly or annual fee.
Online banking and bill pay
View accounts, balances, and activity. Pay a company or a person, set reminders, and review payment history. Schedule transfers. Give customized access to more than one user. Available 24 hours.
ACH
Originate electronic debits and credits for payroll, vendor payments, consumer bill payments, tax payments, and e-commerce. Recurring files can be set up after NECB approves the service.
Wires, $3.50
Domestic and international wires, incoming and outgoing, are $3.50. Only collected funds may be wired. NECB does not wire cash. Timeframes and other fees are not published; ask an associate.
Remote deposit
Deposit checks with a PC, an internet connection, and a scanner NECB provides. Remote deposit is subject to approval. The business mobile app also accepts check deposits after business online banking is enrolled.
Business debit card
No monthly or annual fee, and no limit on the number of transactions. Visa, with purchases described on the statement. Allpoint has more than 55,000 surcharge-free ATMs. Foreign ATM fees may apply.
Visa Platinum Business cards
Several business credit cards, each with a 0% APR for the first six billing cycles. A late payment or a payment returned unpaid can end that introductory APR. Issued by TCM Bank, N.A., and subject to credit approval.
Sweep accounts
Sweep transfers funds between checking and savings at no charge, covering items as they are presented and moving excess back to savings.
Merchant services
Accept major credit cards. Credits and debits are processed electronically into the account. Pricing is not published.
Coin and currency
Ask a customer service associate to have the coin and currency the business needs on hand.
Checks from Deluxe
Deluxe Corporation prints computer checks, business cards, stationery, envelopes, and labels, and takes calls 24 hours a day.
Commercial online banking
Reporting, access for more than one user, and transactions that include ACH origination. Business mobile banking adds approvals for templates, ACH, wires, and transfers, and requires business online banking enrollment first.